TrueCost

Compare car costs and lease quotes with clarity.

TrueCost helps Australians compare loans, novated leases, cash purchases, and imported lease quotes so you can see the real impact on your take-home pay.

Available now on the App Store for iPhone.

Compare lease quotes

Import multiple quote PDFs and compare providers side by side, including finance payments, financed amount, residuals, and take-home pay impact.

Find the best provider

Quickly see which quote leaves you better off, without rebuilding spreadsheets or relying only on provider calculators.

Save and revisit comparisons

Keep standard comparisons and quote comparisons in your library so you can return to them as quotes, assumptions, or decisions change.

Compare scenarios clearly

Put car ownership options side by side and understand how different vehicle and finance choices affect your overall position.

See real take-home impact

Go beyond headline repayments with modelling that helps surface out-of-pocket costs and take-home pay effects.

Explore tax-aware options

Assess novated lease outcomes with salary sacrifice, tax, ECM, and fringe benefits tax considerations in view.

New: Quote Comparison

Got quotes from multiple novated lease providers? Import them into TrueCost Pro and compare the key numbers in one place. See the real take-home impact, identify the lowest finance payment, and spot which provider gives you the clearest overall outcome.

About the app

TrueCost is designed to help Australians evaluate vehicle ownership and finance options with more confidence. It focuses on clear, transparent calculations so you can make decisions without sales spin or spreadsheet guesswork.